Sunday, February 28, 2010

Carnival Of Twenty Something Finances March 1, 2010

Welcome to the March 1, 2010 edition of twenty something finances.
Darwin presents 7 Year-End Tax Tips You Can’t Miss!posted at Darwin's Finance, saying, "7 Year End Tax Moves You Shouldn't Miss and some you should wait until 2010 for."
Evolution Of Wealth presents FiLife Experiment posted at Evolution of Wealth.
Silicon Valley Blogger presents What Are The Best Credit Card Rewards Programs?posted at The Digerati Life, saying, "Thanks!"
The Smarter Wallet presents How To Get Your Free Credit Report and Score posted at The Smarter Wallet, saying, "Some tips on getting a free credit report and score."
The Dough Roller presents Consolidate Debt with LendingClub or Prosper posted atThe Dough Roller.
David presents List of Credit Card Foreign Currency Transaction Fees posted at Credit Card Offers IQ.
Jeff Rose presents Life Insurance Reality Check – Do you have enough? posted at Jeff Rose, saying, "Life insurance is an important component of your financial planning."
Anthony Samuel presents Prepaid Credit Cards for Teenagers: A Good Idea posted atClear Choice Credit Cards.
BankShout presents How To Compare Money Market Savings Accounts posted atBankShout.
Credit Shout presents Best Credit Cards For Your Family posted at CreditShout.
Kevin Fleming presents Try Netflix Free for 2 Weeks posted at Satellite TV Guru.
Robert Damone presents Definitive Guide To Emerging Market Bond ETF Investingposted at ETFdb.
Control your Cash presents May the salesman curse your name II posted at Control Your Cash, saying, "There's a reason car salesmen were named least trustworthy in a recent Gallup poll **We're willing to host with sufficient notice**"
Diane Steward presents The Definitive Guide To Cotton ETF Investing posted atETFdb.
Nicole presents Reported To ChexSystems? Try Second Chance Checking Accountsposted at Banks That Do Not Use Chexsystems, saying, "A lot of us manage to make serious money mistakes in our 20s. One of them is bouncing checks and/or overdrawing our accounts. This can get very ugly very quickly. Here's a few options for those in this situation"
Hank presents 83 Money Moves To Make Before You Are 30 Years Old posted at Own The Dollar, saying, "A comprehensive list of 83 of the biggest, best, and most timely money moves that young adults need to make in their 20's in order to set them up for success when they retire in their Golden Years."
Jeff Rose presents Inheriting Retirement Assets: What You Need to Know posted atJeff Rose.
April presents It’s More Important to Be Happy Than to Be Rich posted at Get Rich Slowly, saying, "True happiness comes when you learn to be content with what you have. If you don’t take the time to figure out what Enough means to you, you’ll always be unhappy with your financial situation."
Jason @ Redeeming Riches presents 6 Ways To Find Free Money posted atRedeeming Riches, saying, "Who doesn't like finding some extra cash. Are you taking advantage of these opportunities to find some free money?"
jim presents How to Dispute a Credit Card Charge posted at Blueprint for Financial Prosperity.
Peak Personal Finance presents Don't Forget These Home Office Tax Deductionsposted at Peak Personal Finance, saying, "Be sure to take as many of these as you can!"
FIRE Getters presents Annual Fee Introduced for Citi Cash Returns Credit Card posted at FIRE Finance, saying, "As the credit market tightens due to new regulations, we feel more banks might follow Citibank's act of adding annual fees to erstwhile free cards. More so for "deadbeat" customers like us who pay off their balance every month."
Matthew Paulson presents Troublesome Tax Myths posted at American Consumer News.
Billeater presents Foreclosure - Should You Walk Away From Your Home posted atBilleater.
Debbie Dragon presents What to Do Part Four: Is Your Idea Profitable posted atEmpowering Mom.
The Dough Roller presents Are Discount Health Plans a Scam? posted at The Dough Roller.
David presents » 6 of the Best Student Credit Card Offers posted at Credit Card Offers IQ.
Aaron presents Free Prepaid Credit Cards | Free Debit Cards posted atPrepaidcards123.

Joel Ohman presents CARD Act | Credit CARD Reform Act of 2009 | Credit Card Accountability Responsibility & Disclosure Act posted at Credit Card Chaser, saying, "A 5,000 word guide to the Credit Card Accountability, Responsibility, & Disclosure Act of 2009 (CARD)."
BeaBu presents Hedge Fund Trading Styles Overview posted at, saying, "Hedge funds became very popular in the last decade and they are no longer a game for the old and rich only. Their trading styles are very diverse and not every hedge fund fits into every investor's risk and return objectives. This article explains the most common hedge fund styles from an investor's perspective."
Patty Pedersen presents Seven Ways to Invest in Auto and Auto Part Stocks posted at AlphaProfit MoneyMatters - Investing Blog, saying, "Auto stocks are a favorite of the momentum crowd. Assets in Fidelity Select Automotive have swelled 20 times from a year ago. This article presents five prudent auto plays including Autoliv and Penske Auto."
Weddings Affordable presents Wedding Help From Friends and Family posted at Affordable Wedding Planning, saying, "A great way to save money on your wedding is to enlist help from your friends and family."
Olivia presents Tax Credits for Education: Why It Pays to Go to School posted
Bruce presents Georgia is 3rd inside the US for Delinquent Mortgages posted atGovernment Mortgage Help, saying, "Mortgage Help from the Government to assist you in keeping your home from mortgage foreclosure during this recession"
BankShout presents Zecco Review posted at BankShout.
ABC presents Technical Analysis Trading posted at ABCs of Investing, saying, "A short explanation of technical analysis stock trading."
Four Pillars presents Use Your Cell Phone Apps To Manage Your Money posted atQuest For Four Pillars, saying, "Some cell phone apps to help track your finances"
Darwin presents Double-Digit Returns in Any Market – Update 2 posted at Darwin's Finance, saying, "A Must Read! Darwin shares his results for a revolutionary method to achieving double-digit returns regardless of market direction by shorting depreciating leveraged ETFs."
BWL presents Stock Market Basics For New Investors posted at Christian Personal Finance, saying, "If you are wanted to get started investing in the stock market, this is a good article to start with..."
studenomist presents A Look At Young Entrepreneurs Making a Killing Online posted at
Miss Bankrupt presents Do You Have Any Change? posted at Miss Bankrupt.
Mr Credit Card presents FICO Standard Review posted at Ask Mr Credit Card.
KCLau presents The Latte Factor posted at KCLau's Money Tips, saying, "Finding out what is your Latte Factor will enable you to save that extra amount which may not seem much at the time but will be a substantial amount years later."
That concludes this edition. Submit your blog article to the next edition of twenty something finances using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

Monday, February 22, 2010

How To Prevent Your Eyeshadow From Slipping

Hello Divas!

So you just got a fabulous shade of gold eye shadow that just makes your eyes pop. Problem is that it starts dripping off your eyes about halfway through the day, forcing you to run to the bathroom for a touch up.

Short of spraying glue over your makeup I bet you thought there was no way to solve the problem right? Well you can simply reach for your contact lens solution to fix your eye makeup.

the sodium chloride in contact lens solution helps to retain moisture and helps your powder eye shadow to stay in place.

  1. Step 1: Drop about two drops of contact lens solution on a fingertip.
  2. Step 2: Rub the solution on your clean, dry eyelid.
  3. Step 3: Let the solution dry.
  4. Step 4: Apply your favorite shade of eye makeup.

This is a method used by makeup artists and they swear it works. So have no fear and put on that great eyeshadow now.

Thursday, February 18, 2010

Carnival Of Twenty Something Finances Feb 8.

Welcome to the February 8, 2010 edition of twenty something finances.

Lovelymary presents 50 Best Money Blogs for Women posted at Accounting

Peak Personal Finance presents 3 Things to Ask Yourself When You Refinance | Peak Personal Finance posted at Peak Personal Finance, saying, "Keep these tips in mind if you are thinking of refinancing."

MatthewPaulson presents Lending Club Announces New Logo and Brand Identityposted at Lending Socially.

That concludes this edition. Submit your blog article to the next edition of twenty something finances using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

Saturday, February 13, 2010

How To Deep Condition Your Hair With Olive Oil

Hello Divas!

I know that you divas care deeply about your hair and if you are Black woman like me then one of your biggest issues is dry hair.

I recently read about using Olive Oil to deep condition your hair and thought I would try it out. I did it last week and I am doing it again right now so I thought I would share my experience with you.

I have used products containing Olive Oil and they still did not give me the results that I got from using plain olive oil on my hair.

This tip works for any kind of hair regardless of race because it works to retain moisture and deliver some protein to the hair shaft.

Step 1.
Get some olive oil. Go into your kitchen and pull out that bottle you have hidden away in the back. Pour some oil into a small container...don't worry, you don't need a lot of it.

Step 2. Apply oil to hair. The first time I did it I just dipped my fingers into the oil and applied to my dry hair. I only wash my hair on Wednesdays and Saturdays and did the treatment on Saturday before washing.

(image from

Step 3.
Apply plastic cap and heat. I put a cheap plastic shower cap on my hair and then used my hair drier to apply heat for about 5 minutes. The first time I did the treatment I used heat for 5 minutes then watched television for about 30 minutes then applied 3 minutes of heat again before rinsing out.

The second time I squirted a little bit of water into the plastic cap before applying the heat so that I could gain some additional moisture.

Step 4. Rinse, shampoo and condition. After my head cooled off I stepped into the shower to rinse the oil off. I then shampooed and rinsed again. After rinsing out the shampoo my hair immediately felt smoother and softer....before applying any conditioner. I conditioned and air dried and my hair felt great.

Step 5. Dry hair and style. I let my hair air dry and then used a flat iron to straighten it out. My hair felt softer and looked shinier through the whole process than before I used the olive oil. It remained looking and feeling great all last week and I think this is now going to be part of my Saturday routine to looking beautiful.

I have tried hot oil treatments in the past but never got the kind of results that I did with the olive oil in just one use.

I used Bertolli olive oil since that is what I had in the kitchen but you can use the cheaper one as well. Either way, you don't even need a lot of oil as you really only need to apply it to the ends of your hair. If your hair is really dry and shows it then you can even go halfway up the hair shaft as well.

Friday, February 5, 2010

10 Ways To Wake Up Beautiful

Hello Divas!

First off let me apologize for not posting regularly in recent times. I have been very caught up with work and although that is not an excuse it has really prevented me from blogging.

And now on to the tips for the day. Over at MSN you can find the article 10 Ways To Wake Up Beautiful which gives you some tips you can use to look your best in the morning.

The tips are as follows:
1. Get An Early Start. Wash your face at night so you remove makeup and toxins and give your face a fresh start.
I already do this one so I guess I am on the way to waking up beautiful already.

2. Sleep On Your Back. They say you should avoid sleeping on your face because it causes wrinkles.

I sleep on my side and sometimes on my back so I am halfway there.

3. Get A Lift. They recommend sleeping with your head elevated to allow the fluids in your face to drain so that you do not wake up puffy.

I sleep on two pillows when I sleep on my back but for side sleeping that is not very comfortable.

4. Save Money, Not Wrinkles. Put on your richest eye cream at night to thoroughly hydrate your face.

I do not use an eye cream but I guess I should start right now.

5. Sneak A Glow. Add some self tanner to your night cream and work on your tan overnight.

I do not use self tanners so this is not a useful point for me.

6. Avoid Carb Face. If you can avoid high carb food late at night this will ease some of the puffiness in the morning.

I need to work on this I am sure we all do.

7. Wrap It Up. Tie your hair in a silk scarf to protect the hair from friction at night. The other alternative is to have a silk pillowcase.

I have a satin pillowcase and I always tie my hair up at night so this works for me.

8. Find Your Inner Ballerina. Along with sleeping on silk or satin it also helps to put your hair up on top of your head at night if it can reach.

I slip my hair up in two buns at night and clip them on the top of my head.

9. Turn On The Hair Conditioning. Apply an overnight treatment to your ends at night and rinse off in the morning to get well conditioned hair.

I have done this sometimes and it really works. Just be sure to secure your hair so that you do not get the pillow dirty.

10. Pop A Rooster Pill. This supplement supposedly helps you wake up better. A good night's sleep is essential to you looking great during the day.

I do not take anything to help me sleep so this tips falls flat for me.